Risk Management
We Help You Keep Your Promises
Wonder what type of insurance do I need? How can we help? Book your no-obligation discovery meeting today.
Coverage from Canada's top life insurance carriers
We offer traditional, non-traditional, and guaranteed issue insurance options from Canada’s best carriers. We properly structure your plan based on your aspirations, your insurability, and what you can afford. This helps meet your needs today with the flexibility to make changes in the future. Plus, our advisors are not obligated to offer one product or carrier over another. It is always about what is best for you and your needs.
Benefits of working with Molti.
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Prepare for all of your tomorrows
Lots of unexpected things can happen throughout your life. Thankfully insurance helps manage the risk. You can worry less and live better by having the reassurance:
A Promise Kept
You are keeping your promise to love, cherish, and protect.
Peace of Mind
Good planning and preparation can help you keep your word. Have confidence you can live life to the fullest.
Simplicity
The good news is often, coverage is more affordable than many think. It does not have to be hard (or boring) to get right.
Provide Security
Know your loved ones will be okay financially if something were to happen to you.
Life Happens
Know everything will be okay in the event you were to die prematurely, become diagnosed with a life-threatening illness, or become disabled from an illness or injury.
Have a Plan
Your life events are unique to you. Good planning and preparation can help you keep your word.
Benefits of working with us
Insurance helps build a strong financial foundation.
It protects you and your loved ones in the event the unexpected, such as being diagnosed with a life-threatening illness, becoming disabled and unable to work, or passing away prematurely.
An insurance policy helps limit the financial burden on you and who you care about most by providing tax-free benefits to help with lifestyle and security needs.
Get the right coverage. Book your no-obligation discovery meeting today.
Our Solutions
Insurance can be used to eliminate debt, replace income, create an estate, minimize taxes, protect wealth and so much more.
Let’s start with the basics of life insurance, critical illness protection, income replacement disability insurance, and why you may want to consider having it.
Critical Illness Protection
lifestyle protection
Life Insurance
debt elimination, income replacement, final needs
Disability Insurance
income replacement, asset preservation, financial security
Learn Understand
Our Insurance 101 content created by Life Happens covers the basics. And since they do not endorse any insurance company or product, you can trust that they provide an unbiased perspective.
What Type Of Insurance Is Right For You?
It is never too early to start building your financial plan, and even more important to review what you have already started. Start planning your LIFE today.
Life Happens
We proudly support Life Happens, a nonprofit whose mission is to provide unbiased information to help you make smart insurance choices to protect your loved ones.
Real Life Stories
The Real Life Stories program by Life Happens recognizes the role of how life, living benefits insruance, and annuities make a difference when adversity strikes.
Built On A Solid Foundation
Independent
Empowered to build the best solutions for our clients and representing Canada’s top insurers.
Choice
We work for you, not the insurance company – giving you the power of choice without a conflict of interest.
Knowledge
Empowered to build the best solutions for our clients. Our licensed insurance advisors are also financial advisors.
Advocis Member
Advocis is the definitive voice of the profession; advocating for financial advisors, financial planners and consumer protection.
Valued Advice
A key premise of life and living benefits insurance is peace of mind.
Making Complex Simple
Access to the widest variety of coverage options mean we quickly find what you need in less time than on your own. We offer personalized on demand reports that turn complicated jargon into easy-to-understand visuals – all before you talk to a licensed insurance specialist.
Worry-Free Guided Application
Looking for help or a tailored approach? Ask us to meet you online, in person, or on the phone. We deliver personalized reports to help you better understand insurance options, why you may need it, and optimize tailored solutions based on your personal situation.
Certified Health Insurance Specialist (CHS™)
The Certified Health Insurance Specialist designation is a professional designation for advisors specializing in living benefits, including income replacement and risk management. The CHS is the only health insurance-focused designation in Canada, which strategically positions financial advisors to meet the growing market demand for informed living benefits advice.
Value of Advice Differentiator
“The most meaningful outcome for me is how clients value decisions they are making. They gain confidence and understand how to work toward milestones easily. Appreciating the flexibility to adjust as life unfolds, or pivot priorities and remain comfortable.” Vaneesa Cline
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